How Much is 4 Figures in Money?

Since approximately 2014, I’ve had a keen interest in Internet marketing.

Figures mentioned by influential individuals like John Reese and Frank Kern about making money online left me wondering:
– How much is 4 figures in terms of money?

It wasn’t always clear whether they were referring to monthly or annual income, and whether these figures represented gross or net earnings.

Moreover, I’m curious whether it’s still possible to sustain a livelihood in today’s world with a 4-figure income.

Let’s delve deeper into these questions.

Jump to:

Defining 4 Figures in Monetary Terms

A four-figure income refers to an income that has four digits, ranging from $1,000 to $9,999.

This description is typically used to indicate the amount of money someone earns per month, although it can also be used to describe annual wage in some cases.

For example, if someone earns $4,500 per month, they have a 4-figure income.
This type of income is generally considered to be a modest or average income, depending on the location and cost of living.

It is important to note that the purchasing power of a 4-figure income can vary significantly based on factors such as geographic location, family size, and individual financial circumstances.

How Much is 4 Figures

Examples illustrating four-figure amounts

Please note that the value of the four figures depends on the specific currency and the economic conditions of the region.

Let’s take a look at some examples.

Small four-figure amounts

  • $1,000 – Often used as a benchmark for reaching financial milestones (e.g., emergency fund)
  • £2,500 – Represents a common amount for a used car down payment
  • €3,750 – This amount may be the cost of a basic vacation package for a family of four

Medium four-figure amounts

  • $5,000 – Serves as a common amount for college scholarships or grants
  • ¥7,500 – Approximate monthly rent for a small apartment in some cities in Japan
  • ₹6,500 – Cost of a mid-range smartphone in India

Large four-figure amounts

  • $10,000 – Considered a significant amount for down payments on homes or major purchases
  • €15,000 – Represents a substantial budget for a round-trip vacation to multiple destinations
  • £20,000 – Can be the average cost of a year’s tuition fees at a university in the United Kingdom

Breaking Down 4 Figures (Yearly, Monthly, Weekly, and Daily)

Let me show you a simple table that provides a breakdown of earnings across different time frames, specifically for a four-figure income range ($1,000 to $9,999).

Earnings RangeTypeAnnual Equivalent
$1,000 – $9,999Monthly Income$12,000 – $119,988
$1,000 – $9,999Weekly Income$52,000 – $519,948
$1,000 – $9,999Daily Income$261,000 – $2,609,739

It illustrates the annual equivalent of these earnings when calculated on a monthly, weekly, and daily basis.

How much is 4 figures a year?

A 4-figure yearly salary is between $1,000 and $9,999 per annum.

It is quite uncommon and is typically associated with part-time positions or roles that involve very low hourly rates in one’s spare time.

How much is 4 figures a month?

Earning 4 figures monthly would be equivalent to earning between $1,000 and $9,999 on a monthly basis.

This, in turn, would earn you between $12,000 and $119,988 every year.
The range is quite broad, with the lower end being difficult to live on and the higher end being well above the average salary in most places.

How much is 4 figures a week?

People with a weekly income in the four-figure range, earn between $1,000 to $9,999 every week.

This rate of pay would see them make anywhere from $200 to $1,999 every business day.

As a result, a person earning 4 figures a week would have an annual salary of between $52,000 and $519,948.
This range spans from just under the national income average to well above it.

How much is 4 figures a day?

A salary of 4 figures a day will be equivalent to earning between $1,000 and $9,999 daily.

Jobs that provide this type of pay are very rare and often require specialized skills or positions, such as executive roles, professional athletes, or actors.

Based on there being 261 working days a year, this would equate to an annual salary of between $261,000 and $2,609,739 per year.

The Significance of High, Mid, and Low 4 Figures

Income RangeClassification
$7,000 – $9,999High 4-figure income
$4,000 – $6,999Mid-4-figure income
$1,000 – $3,999Low 4-figure income

When discussing 4-figure incomes, it’s essential to understand the differences between:

  • high,
  • mid,
  • and low 4-figure amounts.

These distinctions help provide a clearer picture of an individual’s financial situation.

High 4-figure income

A high 4-figure income refers to an amount that falls between $7,000 and $9,999.

This range is considered the upper end of the 4-figure spectrum. If someone earns a high 4-figure income, it means they are making a substantial amount within the 4-figure category, which can be especially true for business owners.

This could be on a daily, weekly, monthly, or yearly basis, depending on the context.

Mid-4-figure income

A mid-4-figure income is an amount that ranges from $4,000 to $6,999.

This range represents the middle ground within the 4-figure category.
If someone earns a mid-4-figure income, it means they are making a moderate amount within the 4-figure spectrum.

As with high 4-figure incomes, this could be on a daily, weekly, monthly, or yearly basis, depending on the context.

Low 4-figure income

A low 4-figure income refers to an amount that falls between $1,000 and $3,999.

This range is considered the lower end of the 4-figure spectrum.

If someone earns a low 4-figure income, it means they are making a relatively small amount within the 4-figure category. This could be on a daily, weekly, monthly, or yearly basis, depending on the context.

Understanding the differences between high, mid, and low 4-figure incomes can help provide a more accurate picture of an individual’s financial situation and offer insights into their earning potential and lifestyle.

4-Figure Salary Jobs (Opportunities and Challenges)

Let me provide a quick overview of some job positions, that come with four-figure salaries, indicating annual earnings between $1,000 and $9,999.

It’s important to note that 4-figure salaries are relatively rare, especially on an annual basis. However, some part-time or temporary positions may fall within this range.
Various types of jobs that could potentially offer 4-figure salaries include:

  1. Seasonal or temporary retail positions
  2. Part-time administrative or clerical roles
  3. Entry-level positions in the hospitality industry, such as servers or bartenders
  4. Freelance or gig economy jobs, such as rideshare drivers or delivery drivers
  5. Internships or apprenticeships in various industries

Keep in mind that these examples are not exhaustive, and actual salaries may vary depending on factors such as location, experience, and company size.

Pros of working in 4-figure salary jobs


Many 4-figure salary jobs are part-time or temporary, which can provide flexibility in terms of work hours and schedule.

This can be beneficial for individuals who have other commitments, such as school or family responsibilities.

Gaining Experience

Entry-level positions and internships that offer 4-figure salaries can provide valuable work experience and help build a resume for future job opportunities.


Working in a 4-figure salary job can provide opportunities to network with professionals in your chosen industry, potentially leading to better job prospects in the future.

Cons of working in 4-figure salary jobs

Low Income

A 4-figure type of salary is generally considered low, which can make it challenging to cover living expenses, especially if it’s an annual salary.

This may require individuals to take on additional jobs or rely on financial support from others.

Limited Benefits

Many 4-figure salary jobs are part-time or temporary, which often means limited or no access to benefits such as health insurance, retirement plans, or paid time off.

Job Instability

Temporary or gig economy jobs that offer 4-figure salaries may not provide long-term job security, making it difficult to plan for the future or establish financial stability.

4-figure salary jobs can offer opportunities for flexibility and gaining experience, but they also come with challenges such as:

  • low income,
  • limited benefits,
  • and job instability.

It’s essential to weigh the pros and cons when considering a 4-figure salary job and determine if it aligns with your full-time career goals and financial needs.

Can You Live Off a 4-Figure Income in 2023?

Can You Live Off a 4-Figure Income

Living off a 4-figure income in 2023 can be challenging, especially if it’s an annual salary.

However, it’s not impossible if you take into account the cost of living considerations and implement careful budgeting and financial planning.

Cost of living considerations


The cost of living varies significantly depending on where you live.

In some areas, living expenses such as housing, utilities, and groceries may be more affordable, making it easier to live off a 4-figure income.

Researching and choosing a location with a lower cost of living can help stretch your income further.


Finding affordable housing is crucial when living on a 4-figure income.

This may involve renting a smaller apartment, sharing living space with roommates, or living with family members to reduce housing costs.


Owning and maintaining a car can be expensive.

Living on a 4-figure income may require using public transportation, carpooling, biking, or walking to save on transportation costs.

Budgeting and financial planning for a 4-figure income

Track expenses: Keep a record of all your expenses to understand where your money is going and identify areas where you can cut back.

  • Create a budget: Develop a monthly budget that outlines your income and expenses. Allocate funds for essential expenses such as housing, utilities, groceries, and transportation, and prioritize paying off any debt.
  • Save on groceries: Plan your meals in advance, shop with a list, and buy in bulk when possible to save on grocery costs. Look for sales and discounts, and consider cooking at home instead of eating out.
  • Eliminate or reduce non-essential expenses: Cut back on discretionary spending, such as entertainment, dining out, and shopping for non-essential items. Look for free or low-cost alternatives for leisure activities.
  • Build an emergency fund: Aim to save a small amount from each paycheck to build an emergency fund. This can help cover unexpected expenses and provide a financial safety net.
  • Seek additional income sources: If living off a 4-figure income proves too difficult, consider finding additional sources of income, such as part-time jobs, freelance work, or side hustles.

Starting an online business, such as creating your own blog, can indeed be challenging at first, but it typically doesn’t require a significant financial investment.

With dedication, hard work, and a well-planned strategy, it is possible to reach a 4-figure monthly income within 10 to 14 months.

Keep in mind that success depends on various factors, such as the niche you choose, the quality of your content, and your ability to market your blog effectively.

Strategies for Increasing Your Income from 4 Figures

If you’re looking to increase your income from a 4-figure range, there are several strategies you can employ.
Here are some practical tips to help you achieve your financial goals.

Tips for negotiating a higher salary

To negotiate a higher salary, start by researching industry standards to understand the average pay for your role and experience level in your location.

Next, quantify your accomplishments by highlighting your achievements and their impact on the company. This will help justify your request for a higher salary.

Practice your pitch to ensure you communicate your points effectively during the negotiation.
Approach the conversation with confidence and assertiveness, but avoid being overly aggressive.

If a higher salary isn’t possible, consider negotiating for non-monetary benefits such as:

  • flexible hours,
  • additional vacation days,
  • or professional development opportunities.

Side hustles and passive income opportunities

Exploring side hustles or passive income opportunities can significantly bolster your income, providing that valuable extra money that can help you meet financial goals or enjoy added financial security.

Whether it’s through freelance work, investments, or creative ventures, these avenues offer the potential to substantially boost your earnings.

Freelancing is one option, where you can offer your specialized skills, talent, and/or expertise in areas such as writing, graphic design, or programming.

E-commerce is another avenue to explore, either by starting an online store or selling products on platforms like Etsy or eBay.

Affiliate marketing can also be a lucrative option, where you promote products or services through your blog or social media channels and earn a commission for each sale.

Additionally, consider investing in rental properties or dividend-paying stocks to generate passive income.

Investing in yourself: Education and skill development

Investing in your education and skill development is crucial for increasing your earning potential.

Pursuing higher education, such as obtaining a degree or certification in your field, can make you more marketable to employers.
Attending workshops and seminars specific to your industry will help you stay updated on the latest trends and developments.

Online courses are another excellent resource for learning new skills or enhancing your existing ones.

In 2017, I enrolled in an educational platform called Wealthy Affiliate to learn affiliate marketing. Through their program, I managed to reach a milestone where my monthly earnings crossed the four-figure mark.

Networking is also essential, as attending events and joining professional organizations can help you build connections and gain access to potential job opportunities.

Finally, focus on personal development by improving your soft skills, such as communication, leadership, and time management, to increase your overall value as an employee.


In conclusion, aiming for a 4-figure income on a daily, weekly, or monthly basis is an ambitious and achievable goal.

By combining traditional employment with online businesses or side hustles, you can work towards increasing your monthly salary and securing the financial stability you desire.

Embracing opportunities for that extra income, especially through online tools, can bring you closer to reaching not only 4 but even 5 or 6 figures, placing your financial goals well within reach.

If you have any questions or would like to share your thoughts, please feel free to let me know in the comment section below.

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